The opt-out period will open, online at, in August and the deadline to opt-out is September 25, 2020. Further details will be sent to your uoguelph email address to notify you of the opt-out period opening

Yes, as long as you are enrolled full-time in your program, you will automatically be enrolled into both plans. Please see for full details on what both plans have to offer.

If you are a diploma student, the credit will be placed on your student account by November. In the event your student account is paid in full already, you can request the credit be direct deposited into your bank account.

If you are a certificate student, the credit for either/both plans will be applied to any outstanding F20 semester account balance or to your W21 semester invoice.